Forget the 4% rule — it's now the 4.7% rule, creator Bill Bengen says. But here's what you need to consider before you start splashing out completely

Bengen wrote a new book, A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, published in August, which posits a new 4.7% rule.

GLM 4.7 AI Model Review : Low Cost, 202k Context & Smart Thinking Modes

GLM 4.7 delivers strong coding and reasoning, letting teams prototype more while staying within budget. At $0.44 per million tokens the AI model ...

GLM 4.7 AI Brings Stronger Reasoning, Higher HLE Scores & Cleaner Web Output with Tools

GLM version 4.7 lifts software engineering accuracy from 68% to 73.8%, helping you ship cleaner code and UI faster. Terminal Bench rises from 24.5% to 41%, giving teams steadier ...