It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

If you think your credit score has improved since it was last updated, you can ask your home or auto lender for a "rapid rescore," which quickly adds new payment information to your credit report and ...