SMA in a credit report: Meaning and impact on your credit score

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

5 smart moves to raise your credit score ASAP — and get better loan rates in 2026

MarketWatch talked to credit experts to develop an order of operations to improve your credit score fast, whether you have ...

Experts Reveal the Exact Credit Score Needed for the Best Mortgage Rates in 2026

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Change one credit card habit this month to improve your financial chances

This habit can cause your credit score to drop month after month. “Ideally, you want to keep your credit utilisation below 30 percent. For example, if your credit card limit is £1,000, try not to use ...
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Have a low credit score? Here's how to raise it

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...