When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...
It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...
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